Home Equity Line Of Credit

New Projects. New Goals. 
Same Home.

A HELOC unlocks the freedom to fund renovations, chase new goals, and make the next chapter your best one. Because what you’ve built deserves to grow.

Put Your Home to Work

• Debt Consolidation – Lower interest compared to most credit cards
• Education Expenses – Fund tuition or school related costs
• Major Purchases – Appliances, furniture, or unexpected expenses
• Emergency Fund – Financial flexibility for life’s surprises

Special HELOC Offer

No application fee or closing costs! Ϯ
Quick and easy online application 

Get the Best Rate with a Savers Bank Checking Account

To get this special rate, you need a Savers Bank checking account with auto-pay for your monthly HELOC payment. We offer a variety of checking accounts to fit your lifestyle, all with the modern conveniences you expect. 

• Mobile & Online Banking - Manage your money, anytime, anywhere. 
• Personalized Debit Cards - Upload a photo you love and we'll put it on your debit card - no charge! Learn More
• Debit Cards with uChoose Rewards® - Enroll your debit card to earn rewards on everyday purchases.** Learn More
• Digital Wallet Compatibility - Use Apple Pay, Google Pay, and Samsung Pay.*** Learn More

Compare Our Checking Accounts

*Home Equity Line of Credit (HELOC), APR = Annual Percentage Rate. Special discounted rate applies to New HELOC customers only, with a Savers Bank checking account set up with autopay for the monthly loan payment. Special discounted rate for this HELOC is currently 4.99% APR for 12 months, then a variable rate of Prime + 0.00% for the life of the line, subject to minimum interest rate of 4.00% and maximum interest rate of 18.00%. The variable rate may change at any time and adjustments are made monthly on the 1st calendar day of each calendar month. The index is the Prime Rate as published in the Wall Street Journal in the Money Rate Section on the last business day of each month. Prime index is currently 7.50% as of 2/11/25. During the Draw Period payments are interest only based on average daily balance and interest rate. During the Repayment Period Payments are Fixed Principal amount plus interest due with a $50 minimum payment. Term 20 years (10 year Draw/10 Year Repayment). A balance remaining at the end of the draw period will automatically be set up on a 10 year repayment plan. Minimum Loan Amount $25,000/Maximum Loan Amount $500,000. Owner occupied residential properties only. Borrow up to 70% Combined Loan To Value (CLTV) based on tax assessed value or 80% CLTV with full appraisal. Loan amounts greater than $249,999 require a full appraisal. Appraisal costs are $345 and are paid by borrower. †No application or closing fees. Payments do not include taxes or insurance premiums. Homeowners insurance and flood insurance where necessary, on the property securing the line is required. Early termination fee of $500 applies if you payoff and close out the line of credit within three (3) years of the date you signed the note and mortgage. Rates are effective as of April 1, 2025 through June 30, 2025 and are subject to change at any time without notice of this promotion. All loans are subject to credit approval.

**uChoose Rewards® is a registered trademark of Fiserv, Inc. or its affiliates.

***Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Pay and the Google Logo are trademarks of Google LLC. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.