Ka-Ching Checking

Ka-Ching Checking – High Interest. Zero Hassle.

Banking should work for you—and with Ka-Ching Checking, it does. 
Earn 2.00% APY* on balances up to $25,000, get ATM fee rebates, and enjoy the convenience of online and mobile banking. With no monthly maintenance fee, it's an account designed to help you grow your money effortlessly.

*On balances up to $25,000 if qualifications are met

Open an Account

Big Rewards. Simple Banking.

• 2.00% APY Interest Rate for Balances from $10 to $25,000
• Rebates on ATM Fees 
• Free Online and Mobile Banking and Bill Pay
• Earn points on everyday purchases with uChoose Rewards

How to Qualify

• Enroll in e-statements
• Perform 12 signature or PIN debit card transactions
• Have at least one of the following post and settle per statement cycle:
  • Bill Pay, ACH Debit, or Recurring Direct Deposit

*APY=Annual Percentage Yield. Rates are variable and may change after account opening. If qualifications are met each monthly qualification cycle: (1) Up to $30.00 of ATM surcharges posted and settled per qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) Up to $15.00 of Savers Bank card activity charges posted and settled per qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (3) balances from $10.00 up to $25,000 earn 1.95% interest rate (2.00% Annual Percentage Yield (APY)); and (4) balances $25,000.01 and over earn 0.25% interest rate (2.00% - 0.60% APY depending on account balance) on the portion of the balance over $25,000. If qualifications are not met, balances of $10 or more earn an interest rate and APY of 0.05%, and the account does not receive ATM surcharge rebates or Savers Bank card activity charges for that period. To qualify you must have at least: (1) 12 posted and settled Debit Card purchases (ATM transactions and debit card purchases processed as ATM transactions do not count towards qualifying debit card purchases); (2) Be enrolled in eStatements; and (3) Have 1 direct deposit or 1 bill payment (electronic) or automatic payment (ACH) post and settle (transfers between accounts within our bank or via online banking do not count towards qualifying ACH or bill pay transactions). Qualifying transactions must post and settle to the account during each monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. If monthly qualifications are not met, this account will still function as a free account, with no monthly service fee. Minimum to open account is $10. No minimum balance required to earn rewards or maintain account. Available as a personal account only. Limit one account per tax identification number. Fees or other conditions could reduce the earnings on the account.

**Eligible purchases include signature-based (credit) and PIN-less debit purchases; PIN-based transactions and ATM withdrawals do not qualify. The 750-point enrollment bonus is also available if you are not yet enrolled. Spend responsibly. Fees may apply for overdraft protection or insufficient funds. Visit uchooserewards.com for full program details. uChoose Rewards® is a registered trademark of Fiserv, Inc.