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Personal Banking

Land Loans

Build Your Dream on Solid Ground

Affordable Land Loans to Turn Your Vision into Reality

Secure Financing for Your Future Property

Whether you're purchasing land for a future home or refinancing an existing lot, our Land Loan offers competitive terms and a simple process to get you closer to your dream.

Loan Highlights:

  • Easy Online Application
  • Fixed Rate for up to 15 years 
  • Available for both purchase and refinance
  • No Prepayment Penalty 
  • Buildable lot
  • As little as 25% down on purchase price of the lot 

Loan Details:

  • Borrow up to $400,000
  • No escrow for taxes or insurance
  • No prepayment Penalty 

What You’ll Need to Get Started:

  • Letter from the City/Town confirming the lot is an approved building site
  • Percolation Test (if applicable) 

Take the First Step Today!

Don’t let financing hold you back from securing the perfect lot. Our team of local lenders are familiar with town or city resources and they’re ready to guide you through every step of the process. Contact us today to get started! 

Apply Online 

Speak with a Loan Expert

Breaking Ground? We’ve Got the Loan to Match.

We also offer Construction Loans to help you finance your home-building journey from the ground up. Let’s turn your land into the home you’ve always envisioned. 

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