Checking

Our checking account products are the foundation of a better banking philosophy. From traditional checking accounts to e-Checking, we have the product that will fit your needs, and all accounts come with easy 24/7 access.

Benefits	Ka-Ching Checking	Simply Better Checking	e-Checking	Basic Checking3 (for those under the age of 19 or 65 and older)	Propel Student Checking6 (designed for ages 12 - 18)
Minimum to Open	$10	$10	$10	$10	$10
Monthly Fee	$0	$0	$5 1	$0	$0
Earns Interest	Tiered Premium Interest Rate5	2	2
ATM / Debit Card with uChoose Rewards*
ATM Surcharge Rebate (Nationwide ATMs)	Up to $30 refunded per cycle 5	Up to $10 refunded per cycle with relationship balance of $10,000 or more 4	Up to $30 refunded per cycle with no minimum balance requirement
Card Activity Charge (Service charge for withdrawals from ATMs we do not own)	Up to $15 refunded per cycle 5	No charge with relationship balance of $10,000 or more 4	Up to $15 refunded per cycle with no minimum balance requirement
Online / Mobile Banking with Bill Pay
External Transfer			No charge for express delivery
Unlimited Check Writing			Up to 10 per cycle
e-Statements	Required
Companion Savings Account
Mobile Deposits			Flexible limits

Debit Cards

Prefer not to carry checks? Debit cards are a great way to access your cash at ATMs, make deposits and make purchases in-store or online.

Purchases are automatically deducted from your Savers Bank checking account and, with our uChoose rewards you’ll earn points for everyday purchases. Learn more about uChoose Rewards

Receive fraud protection for your debit card through enFact and MasterCard SecureCode® MasterCard. SecureCode is a service from MasterCard® and Savers Bank that provides greater peace of mind when you shop online by providing added protection against unauthorized use of your enrolled card. Enroll in Mastercard SecureCode today

Benefits Available to You

With Identity Theft Protection you can monitor your identity 24/7 and respond to suspicious activity from our easy-to-use online platform.

Learn more about the features and benefits and activate this service.

Review the Guide to Benefits

Account Protection

Mistakes happen. At Savers Bank, you have a variety of Overdraft Protection options to choose from. Learn more about our overdraft protection

Order Checks

Ordering checks online from Harland Clarke is as safe and secure as ordering them in person or over the phone. The site is Verisign secure and TruSecure certified, so your transactions and account information are safe and completely confidential. Order checks today

¹ Monthly maintenance fee waived if account has at least one re-occurring direct deposit in a monthly cycle.
² Simply Better Checking three tier interest starting at $10,000, e-Checking single tier interest starting at $500.
³ Basic Checking offers reduced charges on various fees and services. See fee schedule for details.
⁴ Combined relationship balance includes deposits, loans and investments. See a bank representative for details and a full fee schedule.
⁵ Rates are variable and may change after account opening. If qualifications are met each monthly qualification cycle: (1) Up to $30.00 of ATM surcharges posted and settled per qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) Up to $15.00 of Savers Bank card activity charges posted and settled per qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (3) balances from $10.00 up to $25,000 earn 1.95% interest rate (2.00% Annual Percentage Yield (APY)); and (4) balances $25,000.01 and over earn 0.25% interest rate (2.00% - 0.60% APY depending on account balance) on the portion of the balance over $25,000. If qualifications are not met, balances of $10 or more earn an interest rate and APY of 0.05%, and the account does not receive ATM surcharge rebates or Savers Bank card activity charges for that period. To qualify you must have at least: (1) 12 posted and settled Debit Card purchases (ATM transactions and debit card purchases processed as ATM transactions do not count towards qualifying debit card purchases); (2) Be enrolled in eStatements; and (3) Have 1 direct deposit or 1 bill payment (electronic) or automatic payment (ACH) post and settle (transfers between accounts within our bank or via online banking do not count towards qualifying ACH or bill pay transactions).
Qualifying transactions must post and settle to the account during each monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. If monthly qualifications are not met, this account will still function as a free account, with no monthly service fee. Minimum to open account is $10. No minimum balance required to earn rewards or maintain account. Available as a personal account only. Limit one account per tax identification number. Fees or other conditions could reduce the earnings on the account.
⁶ Propel Student Checking Account is available to minors age 12 – 18 with a parent or guardian as a joint owner. The account must be opened in-branch with both the parent/guardian and student present. Parent/guardian must have or open a new Savers Bank checking account and enroll in or be enrolled in Online Banking. No minimum balance required to maintain the account. No transaction limitations apply to this account. Overdraft Protection is not available for this account. Some charges associated with account are reduced; see fee schedule for details. Once an account holder reaches their 19th birthday this account will automatically convert to a Simply Better Checking.