Savers Two Cents Blog

Practical Ways to Use a Home Equity Line of Credit »

April 04, 2025

As you pay down your mortgage and your home’s value increases, you build equity. A HELOC allows you to access that equity when you need it. Read on for five smart ways to use a HELOC.

HELOC Basics: Understanding the Draw and Repayment Periods »

April 04, 2025

A Home Equity Line of Credit (HELOC) can be a useful way to fund home improvements, tuition, or other big expenses. Understanding how the draw and repayment periods work can help you decide if it’s the right option.

A Quick Guide to Managing Your Accounts with MX »

April 04, 2025

If you're just getting started with MX or need a refresher, here’s a quick how-to guide to help you add, manage, hide, or even merge your accounts with confidence.

Take the Guesswork Out of Budgeting »

March 31, 2025

Managing your money doesn’t have to be complicated. With MX, our money management tool built into mobile and online banking, you get a clear, visual breakdown of where your money is going—no extra apps required.

Why You Need an Emergency Fund and How to Start One »

March 06, 2025

Life has a way of throwing surprises at us—some good, some not so much.

Smart Ways to Make the Most of Your Tax Refund »

March 06, 2025

Your tax refund is more than just a nice bonus—it’s an opportunity to set yourself up for financial success.

Why You Need a Savings Goal (And How to Set One) »

January 31, 2025

The “I’ll Save Later” Trap: How to Start Saving Today »

January 31, 2025

Why Not Budgeting is Hurting Your Savings »

January 15, 2025

It’s easy to overlook budgeting when life gets busy. Yet, not having a clear budget can result in overspending and missing opportunities to save.

Can You Spot a Phishing Scam? »

October 03, 2024