Savers Bank | Personal Lending Rates  
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Personal Lending Rates

Effective as of March 6, 2020

Savers Bank offers competitive personal loans to satisfy all your lending needs.
Serving Massachusetts, Connecticut and Rhode Island customers.

Auto Loans

Model Year Amount Financed** Maximum Term Rate Range APR Range*** Terms of Repayment****
Auto (2018 - New) 100% Up to 60 mos 3.50% - 6.75% 3.50% - 6.75% $18.19 / $19.68
Auto (2018 - New) 100% Up to 72 mos 3.75%- 7.00% 3.75% - 7.00% $15.53 / $17.05
Auto (2015 - 2017) 100% Up to 60 mos 4.00% - 7.25% 4.00% - 7.25% $18.42 / $19.92
Auto (2015 - 2017) 100% Up to 72 mos 4.25% - 7.50% 4.25% - 7.50% $15.76 / $17.29
Auto (2011 - 2014) 100% Up to 60 mos 4.75% - 8.00% 4.75% - 8.00% $18.76 / $20.28
Auto (2010 - Older) 100% Up to 36 mos 5.75% - 9.00% 5.75% - 9.00% $30.31 / $31.80

**Amount financed 100% of NADA retail value ***APR is the Annual Percentage Rate. Lowest advertised APRs (annual percentage rates) assume excellent personal credit history. Your actual APR may differ based on your credit history and other underwriting requirements. ****Monthly payment per $1000.00 borrowed

Personal Loans

Loan Type Amount Financed Maximum Term Rate APR*** Terms of Repayment****
Personal Loans $1,000-$6,500 48 mos 12.00% 12.00% $26.33

***APR is the Annual Percentage Rate ****Monthly payment per $1000.00 borrowed

Overdraft Protection (Line of Credit)

Loan Type Amount Financed Maximum Term Rate APR*** Terms of Repayment****
Overdraft Protection/Line of Credit $1,000 - $4,500 Ongoing 15.00% 15.00% See notice below.

***APR is the Annual Percentage Rate ****Monthly payment is 5% of the outstanding balance or $25.00 whichever is greater

Apply for a personal loan online or in person at one of our six convenient branch locations.


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