Personal Lending Rates
Effective as of January 2, 2024
Savers Bank offers competitive personal loans to satisfy all your lending needs.
Serving Massachusetts, Connecticut and Rhode Island customers.
Auto Loans
| Model Year | Amount Financed** | Maximum Term | Rate Range | APR Range*** | Terms of Repayment**** |
|---|---|---|---|---|---|
| New - (Under 1,000 Miles) | 100% | Up to 84 mos | 7.42% - 10.67% | 7.42% - 10.67% | $15.30 / $16.95 |
| Auto (2022 - New) | 100% | Up to 60 mos | 6.97% - 10.22% | 6.97% - 10.22% | $19.79 / $21.36 |
| Auto (2022 - New) | 100% | Up to 72 mos | 7.42% - 10.67% | 7.42% - 10.67% | $17.25 / $18.87 |
| Auto (2019 - 2021) | 100% | Up to 60 mos | 7.42% - 10.67% | 7.42% - 10.67% | $20.00 / $21.58 |
| Auto (2019 - 2021) | 100% | Up to 72 mos | 7.92% - 11.17% | 7.92% - 11.17% | $17.49 / $19.12 |
| Auto (2015 - 2018) | 100% | Up to 60 mos | 7.92% - 11.17% | 7.92% - 11.17% | $20.24 / $21.83 |
| Auto (2014 - Older) | 100% | Up to 36 mos | 8.42% - 11.67% | 8.42% - 11.67% | $31.53 / $33.06 |
**Amount financed 100% of NADA retail value ***APR is the Annual Percentage Rate. Lowest advertised APRs (annual percentage rates) assume excellent personal credit history. Your actual APR may differ based on your credit history and other underwriting requirements. ****Monthly payment per $1000.00 borrowed. Subject to credit approval.
Personal Loans
| Loan Type | Amount Financed | Maximum Term | Rate | APR*** | Terms of Repayment**** |
|---|---|---|---|---|---|
| Personal Loans | $1,000-$6,500 | 48 mos | 13.00% | 13.00% | $26.83 |
***APR is the Annual Percentage Rate ****Monthly payment per $1000.00 borrowed. Subject to credit approval.
Overdraft Protection (Line of Credit)
| Loan Type | Amount Financed | Maximum Term | Rate | APR*** | Terms of Repayment**** |
|---|---|---|---|---|---|
| Overdraft Protection/Line of Credit | $1,000 - $4,500 | Ongoing | 15.00% | 15.00% | See notice below. |
***APR is the Annual Percentage Rate ****Monthly payment is 5% of the outstanding balance or $25.00 whichever is greater. Subject to credit approval.
Apply for a personal loan online or in person at one of our six convenient branch locations.
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