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Build Your Home with Confidence

Construction Loans

Build Your Home with Confidence

Flexible Construction Loans to Make Your Vision a Reality.

Construction Financing Made Simple

Building or renovating your home should be exciting — not stressful. Our construction loans offer competitive rates, flexible terms, and a streamlined process to help you create the home you’ve always wanted.

Why Choose Our Construction Loan?

  • Fixed Rate – Stays the same during construction and throughout the loan term.
  • Up to 90% Financing – Covers land, labor, materials, and permits
  • Build Your Way – Act as your own general contractor if you choose
  • Interest-Only Payments – Pay only interest during the construction phase
  • Flexible Timeline – Construction periods tailored to your project

How it Works

A construction loan covers up to 90% of the total cost to build or renovate your home, including land, labor, and materials. Funds are released in phases as construction progresses, making it easy to access what you need, when you need it. 
Once your home is complete, your loan automatically converts into a traditional mortgage with predictable payments but, your rate remains the same.

Ready to Build?

You’ve got the vision—we’ve got the financing to make it happen. Apply online today or connect with one of our experienced lenders to get started.

Speak with a Loan Expert

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Tania Thomas

NMLS #1548882
Phone 508-782-8074
Toll Free 877-247-1816
Email tthomas@saversbank.com

Glenda Soto-Rodriguez

NMLS #2447614
Phone 774-230-8733
Toll Free 877-247-1815
Email gsrodriguez@saversbank.com

Let’s get you connected to a mortgage expert.
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Looking for Land First?

Looking for Land First?

Before you start building, you need the perfect piece of land. Our Land Loans offer competitive rates and flexible terms to help you secure the right location for your future home. 

Customer Service 800.649.3036