* Overdraft fees may apply. Minimum to open account is $10. No minimum balance required to maintain the account. Simply Better Checking offers three tiers of interest starting at $10,000. See account disclosure for full details.  Combined relationship balance includes deposits, loans and investments. 

**APY=Annual Percentage Yield. Rates are variable and may change after account opening. If qualifications are met each monthly qualification cycle: (1) Up to $30.00 of ATM surcharges posted and settled per qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (2) Up to $15.00 of Savers Bank card activity charges posted and settled per qualification cycle will be reimbursed and credited to the account on the last day of monthly statement cycle; (3) balances from $10.00 up to $25,000 earn 1.95% interest rate (2.00% Annual Percentage Yield (APY)); and (4) balances $25,000.01 and over earn 0.25% interest rate (2.00% - 0.60% APY depending on account balance) on the portion of the balance over $25,000. If qualifications are not met, balances of $10 or more earn an interest rate and APY of 0.05%, and the account does not receive ATM surcharge rebates or Savers Bank card activity charges for that period. To qualify you must have at least: (1) 12 posted and settled Debit Card purchases (ATM transactions and debit card purchases processed as ATM transactions do not count towards qualifying debit card purchases); (2) Be enrolled in eStatements; and (3) Have 1 direct deposit or 1 bill payment (electronic) or automatic payment (ACH) post and settle (transfers between accounts within our bank or via online banking do not count towards qualifying ACH or bill pay transactions). Qualifying transactions must post and settle to the account during each monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. “Monthly Qualification Cycle” means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle. If monthly qualifications are not met, this account will still function as a free account, with no monthly service fee. Minimum to open account is $10. No minimum balance required to earn rewards or maintain account. Available as a personal account only. Limit one account per tax identification number. Fees or other conditions could reduce the earnings on the account.  View account disclosure for full details.