A checking account designed for those who bank online, want to earn interest and other added benefits.
e-Checking is ideal for those who prefer to bank fully online and want an interest-earning account with ATM and debit card perks. The account has a $5 monthly fee which is waived with a recurring monthly direct deposit. Account includes the ability to write up to 10 checks per statement cycle.
Up to $30 in ATM surcharges refunded per statement cycle. Card activity charge refunds up to $15 on non-Savers Bank ATMs per statement cycle.
Earn points redeemable for cash back, travel, gift cards and more when you enroll your Savers Bank Debit Mastercard® in uChoose Rewards® a free debit card rewards program**.
Upon signup you’ll receive a enrollment bonus of 750 points***.
Open your Simply Better Checking account in just a few minutes.
Mistakes happen to all of us. We offer a variety of Overdraft Protection options to choose from.
Protect your debit card with enFact and MasterCard SecureCode®, adding extra security and peace of mind for online shopping.
Ordering checks from Harland Clarke is as secure as ordering in person or over the phone. The site is Verisign secure and TruSecure certified, so your transaction and account details are confidential.
How do I avoid the $5 monthly fee on e-Checking?
You can avoid the $5 monthly maintenance fee by setting up one recurring direct deposit to your e-Checking account each month. If a qualifying direct deposit is received during the statement cycle, the fee is waived.
How do I set up direct deposit?
You can set up direct deposit with a direct deposit form from your employer. You will need to provide the following:
What counts as a direct deposit for e-Checking?
A direct deposit is an automatic deposit made to your account on a regular basis, such as a paycheck, pension, or government benefit. Transfers you make yourself from another bank do not qualify as direct deposit.
How do I earn interest on my e-Checking account?
To earn interest, you must maintain a minimum daily balance of $500. Interest rates may change. View the current checking rates for details.
Is e-Checking really an online-only account?
Yes. e-Checking is designed to be opened and managed online through Online and Mobile Banking. If you ever need help, you can still visit or contact a Savers Bank branch for support.
How do ATM fee reimbursements work?
ATM surcharge rebates are automatically credited to your account each statement cycle, up to $30. Card activity charge refunds on non-Savers Bank ATMs are also applied automatically, up to $15 per cycle.
What do I need to open an account?
Have these ready
Fill out the application
Make an opening deposit
What is uChoose Rewards®?
uChoose Rewards® is a free rewards program where you earn points for shopping and transacting with your Savers Bank MasterCard debit card. The more you use your debit card the more points you earn. Then, you can redeem your points for cash back, pay with points, gift cards, or more. Learn more >
* Overdraft fees may apply. Minimum opening balance is $10. At least 1 reoccurring Direct Deposit per cycle is required to waive the monthly maintenance fee. Please refer to the fee schedule for information about fees and charges associated with this account.
You must maintain a minimum daily balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. Please refer to our rate page for the interest rate and APY on this account. Checks are limited to 10 per cycle.
**uChoose Rewards® is a registered trademark of Fiserv, Inc. or its affiliates. Eligible purchases include signature-based (credit) and PIN-less debit transactions (transactions where you don’t enter your PIN). PIN-based transactions and ATM withdrawals are not eligible. Please spend responsibly. Fees may apply for overdraft protection or insufficient funds. Visit uchooserewards.com for full program details.
***750 uChoose Rewards® points enrollment bonus is available for those who are not yet enrolled in uChoose Rewards®.
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