BasicBankingHero.jpg BasicBankingHero_Mobile.jpg

Basic Checking

Basic Checking

Basic Checking

An account with lower fees and no hassle, designed for customers under the age of 19 or age 65+.

ElderWomanSmiling.jpg

Highlights

  • No monthly fee*
  • No minimum balance
  • Free basic checks
  • Reduced fees on common services*
  • Available for those under the age of 19 or age 65+

Basic Checking keeps things easy and affordable.  With a $10 minimum opening balance, our basic account offers reduced charges and access for customers who need a no-frills account.

Earn rewards as you spend

Earn points redeemable for cash back, travel, gift cards and more when you enroll your Savers Bank Debit Mastercard® in uChoose Rewards® a free debit card rewards program**.

Upon signup you’ll receive a enrollment bonus of 750 points***. 

Bank your way, anytime

Ready to get started?

Open your account online in under three minutes. 

Extra Services That Have You Covered

OverdraftProtectionIcon.png

Overdraft Protection

Mistakes happen to all of us. We offer a variety of Overdraft Protection options to choose from.

MastCardSecureCodeIcon.png

MasterCard SecureCode®

Protect your debit card with enFact and MasterCard SecureCode®, adding extra security and peace of mind for online shopping.

OrderChecksIcon-cropped.png

Order Checks

Ordering checks from Harland Clarke is as secure as ordering in person or over the phone. The site is Verisign secure and TruSecure certified, so your transaction and account details are confidential.

Frequently Asked Questions

Why does Basic Checking have age requirements?

+

Massachusetts has consumer banking rules that require banks to offer a low-cost checking option for younger customers and older adults. Basic Checking is Savers Bank’s way of meeting those requirements while keeping everyday banking simple.

What do I need to open an account?

+

Have these ready

  • Social Security Number
  • Email Address
  • Phone Number
  • Address

Fill out the application

  • Follow the simple instructions to complete your online application.  This process can be as fast as two minutes.

Make an opening deposit

  • Choose how to fund your opening deposit. Use a debit card, credit card or transfer from another bank
  • Submit the application

What is uChoose Rewards®?

+

uChoose Rewards® is a free rewards program where you earn points for shopping and transacting with your Savers Bank MasterCard debit card. The more you use your debit card the more points you earn. Then, you can redeem your points for cash back, pay with points, gift cards, or more.  Learn more >

*Basic Checking offers reduced charges on various fees and services. Overdraft fees may apply. See fee schedule for details. Minimum opening balance is $10. Please refer to the fee schedule for information about fees and charges associated with this account.

Customer Service 800.649.3036