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Free Business Checking

Free Business Checking

Free Business Checking

No minimum balance. No monthly maintenance fee.

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Free Business Checking keeps things simple.

No confusing requirements. No maintenance fees. Just the tools you need to manage daily business banking with confidence. 
Most businesses can open this account in minutes, online. 

  • Unlimited transactions per month
  • Unlimited ACH transactions
  • No monthly maintenance fee
  • No minimum monthly balance requirement
  • Business debit card included
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What You'll Need to Open an Account

We offer a couple of ways for you to open your free business banking account. 

You can open online or visit a branch. Depending on the type of your business, you may need different materials to open your account.

Visit our opening a business account checklist to get started.

Powerful Tools For Your Business

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Online & Mobile Banking

Stay connected to your finances wherever you are. With online & mobile banking, your accounts are always just a click or tap away.

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Cash Management

Streamline your cash flow with our Business Express Cash Management program, giving you the tools to manage funds efficiently.

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Business Debit Cards

Manage everyday expenses securely and showcase your brand with a custom Debit MasterCard® featuring your logo or photo. 

Tell us what your business needs—we’re here to help.

We work with businesses across industries, from construction and healthcare to retail, manufacturing, and real estate, helping owners make confident financial decisions at the moments that matter.

Reach out to us today with any questions. 

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Frequently Asked Questions

How do I open a Free Business Checking account?

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We offer a couple of ways for you to begin the process of opening a business banking account. You can open your account online or visit one of our convenient branch locations.

Is there a limit on check transactions with a Free Business Checking account?

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Our Free Business Checking account is designed with our local business owners in mind, this account is free and offers unlimited transaction items.

What materials are needed to open my business account?

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Depending on the type of your business, you may need different materials to open your account. Visit our opening a business account checklist to get started.

What benefits do I get with my debit card?

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Our customers value our business debit card for the following features:

  • Personalized design with your business logo or photo
  • Instant issue at any branch for fast replacements
  • Surcharge-free ATM access at SUM network ATMs nationwide
  • Earn points with uChoose Rewards, including a 750-point enrollment bonus*
  • Automatic rebates through Mastercard Easy Savings on qualifying purchases

Use it for everyday expenses and get more value with every swipe.

*To qualify: Open and fund a Free Business Checking AND Ultra Business Money Market online between 5/1/26–5/31/26 with $1,000 minimum new money (funds not currently on deposit at Savers Bank.) Within 30 days of account opening you must complete at least one qualifying activity each month for four (4) consecutive months: 10 ACH transactions, 10 debit card transactions, complete a Qualified Meeting**, or submit an application for Clover Merchant Services or Paychex services that is approved by the provider.† The promotional 4.00 % APY (Annual Percentage Yield) will be applied beginning on the first business day after the month in which your first qualifying activity is completed, (provided that the activity occurs within 30 days of account opening), and will continue for up to four (4) consecutive months as long as a qualifying activity is completed each month. After the promotional period, the standard rate applies. Interest is not paid on balances below $10. Fees may reduce earnings. Interest compounds daily, credited monthly. Offer for new Savers Bank business customers only (no business checking account opened in past 90 days). Subject to approval. Accounts must remain open, active and in good standing to receive and retain the promotional rate. Offer may be modified or discontinued at any time and cannot be combined with other offers. After the promotional period ends, the rate and APY will automatically adjust to the Ultra Business Money Market account rates in effect at that time, based on the account’s balance and tier. 
**Qualified Meeting: A meeting with a Clover or Paychex representative resulting from
a bank referral and documented in the tracking system. The meeting must include a statement review discussion. Missed meetings, voicemails, or brief contacts without a statement review do not qualify. †Merchant Services and Paychex Applications: Subject to provider terms, underwriting, and credit approval. Approval is not guaranteed.

Customer Service 800.649.3036